Last updated: February 2025
Introduction
Welcome to Agdemir Auto Insurance (“Agdemir,” “we,” “us,” or “our”). These Terms and Services (“Terms”) govern your use of our website, agdemirauto.com, and the auto insurance products and services we offer. By accessing our website or purchasing or using our insurance services, you agree to be bound by these Terms. If you do not agree, please do not use our services.
Insurance Service Agreement
When you purchase an auto insurance policy through Agdemir Auto Insurance, you enter into a binding agreement subject to:
- The terms set forth in your policy documents (declarations page, policy form, and any endorsements)
- Applicable state insurance laws and regulations
- These Terms and Services
Coverage is only provided as described in your policy. You are responsible for reading and understanding your policy and for maintaining accurate information on file with us.
Payment Terms
Premium payments are due as specified in your policy (e.g., monthly, semi-annual, or annual). Failure to pay premiums by the due date may result in cancellation or non-renewal of your policy in accordance with state law and your policy terms. We may offer automatic payment or installment options; any such arrangements are subject to our then-current payment policies and any applicable fees disclosed at the time of enrollment.
Claims Process Terms
Filing a claim is subject to the procedures described in your policy and any instructions we provide. You must report claims in a timely manner and provide accurate and complete information. We will handle claims in accordance with your policy terms and applicable state regulations. Claim decisions are based on the facts of the loss and the coverage in force at the time of the incident. Fraudulent or misleading claim information may result in denial of the claim and possible legal action.
Limitation of Liability
To the fullest extent permitted by law, Agdemir Auto Insurance and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services, or from any failure or delay in providing services. Our liability under your insurance policy is limited to the terms, limits, and conditions of that policy. Nothing in these Terms expands our liability beyond what is set forth in the policy or required by law.
Governing Law
These Terms and any disputes arising from or related to your use of our website or services shall be governed by and construed in accordance with the laws of the United States and the State of California, without regard to conflict of law principles. Any legal action shall be brought in the state or federal courts located in California, and you consent to the personal jurisdiction of such courts.
Policy Updates and Changes
We may update these Terms from time to time. Material changes will be posted on this page with an updated “Last updated” date. Continued use of our website or services after such changes constitutes acceptance of the revised Terms. For changes that affect your insurance policy, we will provide notice as required by your policy and applicable state law. You may contact us to request a copy of the current Terms at any time.
Contact Information
For questions about these Terms and Services, please contact us:
Agdemir Auto Insurance
2035 Ninth Street
Berkeley, CA 94710
Phone: +1 541 991 8447
Email: info@agdemirauto.com
Business Hours: Monday – Friday, 9:00 AM – 6:00 PM (PST)